Better Interest Rates On Purchases Till January 31st 2025
309-222-8286Rate & Term Refinance Special Now Until January 31st 2025!
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There are quite literally countless lenders - but there's only one HMS - and that's all you need to get rates that work for you!
We can issue rate quotes in as little as 10 minutes - if you like what you see, we can move on it!
We'll answer all your questions and ensure that you have the answers you need to understand your rates.
At your request, we'll fit your rate quotes into your budget so you can have confidence in your next big decision.
Your first rate quote will have two-three options - but if you need more, just ask! And be sure to ask about our various loan programs that might work for you!
During that time, we’ve become experts at home loans. When Home Mortgage Specialists, Inc. was founded, it was founded with a single mission in mind: "Home Loans Made Simple." With hard work and our dedicated team of Loan Specialists, we've created a process that helps you close with ease and certainty. Tap on the video below to find out why Brokers are Better than Banks!
As a broker, we have access to almost any lender in the country! This means that you have access to great loan products, rates, and terms that your local bank can't offer you. When you shop with us - you shop with our network of top-notch lenders to help you purchase, refinance, or get a HELOC.
With us we only pull your credit score once, your scores can be used for home loan financing over the next 90 days - the length of time a credit report is valid for.
Yes! Just get into touch with one our licensed loan originators and ask for a Pre-Approval letter, they'll do everything they can to help you! We also issue Rate Quotes too!
No! We're a Broker! But that difference might not be readily apparent. As a Broker, we're the negotiator for your home loan. We negotiate for your interests in the home loan process and ensure that our lenders aren't pulling any funny business! This protects you in the transaction and ensures that you get the best possible home loan for your financial picture!
HMS can close a loan in as little as 11 days - if everything goes perfectly. But our typical time to close is 18 days. Fast closings save you time and money. Rest assured that's one of HMS's missions when we serve you.
"I couldn't believe how quickly they closed our loan! It was way faster than a bank! I'd recommend HMS to anyone looking for Home Financing."
"They got us a great low rate when we refinanced, but they also put our wants and needs first during each part of the transaction."
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