Purchase Tips · May 24, 2025
What a Home Inspection Covers and Why You Should Never Skip It
A home inspection is your most important protection when buying. Here is what is covered, what is not, and how to use the results strategically in negotiations.
A home inspection is a professional evaluation of a property's physical condition. Skipping it is one of the most expensive mistakes a buyer can make.
What a Licensed Inspector Evaluates
Structural elements (foundation, walls, roof structure, attic), roof (condition, flashing, gutters, chimneys), electrical (panel, wiring, outlets, smoke detectors), plumbing (supply lines, drainage, water heater, fixtures), HVAC (heating, cooling, ductwork, filters), interior (windows, doors, ceilings, walls, floors, stairs), and exterior (siding, grading, drainage, decks).
What Inspections Do Not Cover
Standard inspections are visual only. Consider adding: sewer scope ($150-$400) — critical for older homes; radon test ($100-$150) — recommended everywhere; mold inspection ($300-$700) if moisture is found; pest and termite inspection ($75-$150) — required by some loan programs.
Using the Report Strategically
Safety issues: request immediate repair. Major defects: negotiate repairs, price reduction, or seller credit. Maintenance items: budget for future — often non-negotiable on smaller items.
Most contracts allow 7-14 days for inspections. Do not let this deadline slip.
Call 309-222-8286 if you have questions about inspection contingencies.