The following list is a list of the comprehensive mortgage services offered by Home Mortgage Specialists, Inc. Please note that we do not publish rates on our website due to the quickly changing nature of rates, and the risk of showing an incorrect rate. However, rest assured that when you call our office at (309) 222-8286, we can provide you with up-to-minute rates.

Purchase – Primary, Secondary, Investment Properties 1 to 4 family

Refinance – Rate and Term and Cash-out - Primary, Secondary, Investment Properties 1 to 4 family

Home Mortgage Specialists also offers Conventional Conforming and Non-Conforming loans, including Jumbo loans

Mortgage Types

Fixed Rate Mortgage Loans
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed

Adjustable Rate Mortgage Loans
3 YR, 5 YR, 7 YR, & 10 Year 

FHA
30 Year Fixed
15 Year Fixed

VA
30 Year Fixed
15 Year Fixed

Rural Development Loans
30 Year Fixed

If you are interested in a particular type of loan and don't see it listed above, please contact us. We have access to many types of loans and can find the right loan for you.